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I (as Russia) made a loan to Britain at 25% interest and they took it. But my balance never went down to indicate the money left me and went to Britain. So the next turn I offered a loan to Sweden. Next to Prussia. And so on, until I had multiple loans to everyone! I keep lending out maximum amounts of money and my balance never drops, enabling me to keep lending out the SAME money.

Everyone in Europe is paying me huge interest payments and my treasury is overflowing! France couldn't make payments, so I lost out there, but since the money never left my treasury, it wasn't a loss, only less of a gain.

This has probably been noted already, but can't find a thread on it.

Similarly, I borrowed from the bank, my cash did not seem to go up. A couple of turns later, I paid it back, my cash did not seem to fall.

Thanks for the reports. I've seen the bank work properly before, but there may be some cases where it isn't working properly. I haven't personally done a systematic test of the treaty clauses in a few months. I will look into both these things.