January, 1803
In the bottom right you can see the amassed experience, waiting to be used, along with the current quarterly increase. It is now up to 38%-an increase of 9 points in a year.
Just how I will use that experience is still a big question. There seems to be three approaches; select multiple cheap combat doctrines, a few expensive combat doctrines, or concentrate on moral boosting doctrines. A fourth could be a combination of the former. Oh yea, there is also the option of upgrading individual unit training. This seemed to work, but will be very expensive with the larger army.

Banking establishments are more dangerous than standing armies.
Thomas Jefferson