Paymethod: European Bank Transfer?

[Zakhal]

How exactly does this work? Does it create a regular bill for me which I can pay in normal (net)bank? Does it work in all european nations/banks?

[Kuokkanen]

ORIGINAL: Marc Schwanebeck

Please check out E-Store on all questions about payment and delivery methods.

Done

We also accept Checks, Money Orders and Wire Transfers. If you choose to pay by Check, Money Order or Wire Transfer select the appropriate payment method on the payment page, and directions will be provided to you after you have fully submitted your order.

I don't understand parts Money Orders and Wire Transfer. What are they?

[Didz]

Money Orders are a pain in the arse from the UK. I tried to arrange one to pay for an Ebay purchase. Western Union wanted something ridiculous like £20 for arranging one and the item was only $17. In the end I went to Going Places exhanged $17 in US currency and posted it to him. Mind you that cost me almost as much in dealership fee's and registered airmail.

Most of the options you mention are not practical outside the US. I make it a rule now that if a US seller doesn't take credit cards or Paypal they can forget it.

[Zakhal]

Google is your friend![:D]

The matrix store also offered somthing called Giro (in europe):

Post Office Giro Transfer - This system allows you to transfer money from post offices in most countries. Details will be sent with the invoice.

The bank transfer:

Bank Transfer - Simply transfer payment directly to our UK account. Details will be sent with the invoice. Our Japanese customers can transfer payment to our Japanese account.

More of the same:

Pay European Bank Transfer:
A processing fee of 3.00 USD will be applied to your order. Please make your payment(s) in the currency shown on the next page. Your order will be processed after we receive a confirmation of receipt of funds from the bank. Processing usually takes up to two (2) working days after which the download will be made available or your product will be shipped from our warehouse.

Pay by GIRO:
A processing fee of 3.00 USD will be applied. Please make your payment(s) in the currency shown on the next page. Your order will be approved in 2 business days after we receive a confirmation of receipt of funds from the bank.

4. Direct transfer (wire) to our bank or giro account

Please note that payment method 4 is subject to an additional charge for bank fees (Giro transfer EURO 3.50; Bank transfer EURO 8,50)

***

Both options (especially the bank transfer) sound very carefree and easy. I use (bibit) bank transfer when paying ww2ol sub and its as easy as paying your normal cellphone bill or rent in netbank. I dont even have to pay any extra even though the payment goes all the way to US. Process takes couple of days.

I assume that once you order somthing and choose the paymethod in matrix store you get more details on how it actually works. And I could ask from the local post office incase the giro is much cheaper option with matrix store.

[msaario]

They don't take credit cards, or what?

Gee, the rest of the world hasn't discovered the wonderful world of Solo payments, eh?

--Mikko

(Not so long a go - well in the 80s - an int'l money order cost me less than 2-3 euros in our local bank and the teller knew me by face because I was sending them to the States all the time)

[Zakhal]

In this country the cost of just having a creditcard is absurdly high. So until then Ill be just happy with solo. Moneyorders suck too because at worst you have to wait for 3 hours to get som service. Lines in the bank are as long as hell after they closed all but one office in the town.

Also if you didnt notice yet...the bank transfer and giro are on the list of european paymethods in the matrix store.

[Marc von Martial]

ORIGINAL: msaario

They don't take credit cards, or what?

Of course we take credit / debit cards. Actually all major ones, including UK based Swift.

[Hexed Gamer]

As convenient as electronic is, it still requires a lot of human activity. And we seem to really get stomped on the moment anything out of the ordinary is involved.

I have found that I can ship almost anything near anywhere, but receiving almost anything from almost anywhere is another matter altogether.

It is a rare moment when you go beyond the borders of Canada/US, that conducting ordinary business is not an extraordinary hassle.

In the case of Canada/US, it is just the difference in currency values.

But it has been my note, that Canda/US does things sufficiently differently from Europe or other parts international (which seems mostly Australia/NZ), that nothing a Canadian/American considers "commonplace" really seems relevant outside them.

Add to that, that there are a lot of "processing expenses" involved. And often a small purchase becomes a major burden.

I had someone send me a perfectly fine Swedish Bank cheque once for a game purchase (he was buying a game off me). I had offered it for 17 bucks (which was about the value it had at that time). I step into my local bank and I am told the cheque has a 25 dollar processing fee. Of course there is some easy simple math involved there. No one is going to pay someone 25 bucks to give them 17. I essentially told my bank's bank manager as a long time client, I expected them to waive that idiotic fee through whatever justification they cared to invent. Fortunately my bank is not full of idiots and it was done for me.

But I have been sent Postal Money Orders from the US with the words Not Negotiable Outside the Continental US or its Territories (oh and for those in Alaska, you are not in the Continenal US apparently ).
Those Money Orders are worthless in Canada for instance.

There are no such doodles on Canadian Postal Money Orders.

For those not fully aware of what a money order is. You get it from the post office, not a bank. You get a receipt saying you sent the money. You send the Money Order, and if something happens along the way, it can be voided and you can get a refund. It's a very secure means of sending money.

PayPal is likely ok if you don't mind using internet means. Not all of us have a credit card though, and you will need one to employ the service. It seems like a credit card is needed as verification for almost anything electronic. It doesn't matter if the card itself is not being employed, you still need the ID verification.

It is not that I hate credit cards myself, i just can't afford to have one.

I currently have a couple of games I am planning to order from Company X. I looked into and it costs only 3 bucks more in shipping to come to Canada as opposed to inside the US. No biggie. I plan to just deposit some money into a buddies bank account that has a credit card, and let him do the actual ordering. As long as I get the game, I don't care how.

Good way to bypass cross border bonus surprises is to have a local buy it and mail in in private mail. A cd is a next to nothing expense where private mail is concerned. And you don't need your friend to mail you the whole blooming box complete with inserts we know you will just throw away eventually. And the last two manuals I got with games EYSA and HTTR were not large enough to weigh enough to matter enough I suppose.

If Matrix Games is gearing up to go DD, I would hope the decision to use local sources was employed as well. It's just digital data after all.
A Euro should be able to download it from a Euro location, and pay for it in Euro funds, with a Euro method, and not even need to find out how a Canadian does it ideally.
Retail copies would require something of a substantial retail storage option I suppose, but surely a digital source really only requires a modest electronic portal.

I am looking forward to several games, some of which I am expecting to arrive here as DDs. I am fortunate, as the worst that will happen, is the US exchange rate might not favour me at the time. But I am happy that I can send my fine efficient Canadian Postal Money Orders (which cost me a flat fee of just 3 bucks).
Rather looking forward to the process actually, as I won't have to even consider someone telling me I have a package waiting at customs

But I have witnessed more than a small bit of confusion from persons external to Canada/US where dealing with funds going back and forth is concerned.
The world is getting smaller, but it hasn't been getting easier.

[Marc von Martial]

Looks like "Les the Sarge" reply [;)]

[Belisarius]

Giro is neat, that's how I pay all my ordinary bills, and it rocks being able to do it 24/7 on the internet too.

Haven't figured out how to do it international though. As long as credit/debit cards work, I'm a happy camper. Thank you VISA.

[Kuokkanen]

Uuh... I got headache reading all of this...

[JTGEN]

Belisarius:

Giro is neat, that's how I pay all my ordinary bills, and it rocks being able to do it 24/7 on the internet too.

Are you talking about 'Post giro'. Personally I went bezerk about the medieval state of the Swedish banking systems, when I was studing there in 1998. I ended up paying my rent for example straight on the counter of the company that I rented the flat from, in cash. That was the most convenient and cheapest method of paying.

Now the links between Handelsbanken in Sweden and Finland were so poor, it was more convenient to use an other Finnish bank to deal with Handelsbanken in Sweden as their Finnish subsidiary was so crappy.

Of course now after the bank mergers, you Swedes got your hands on the Finnish internet banking software and are up to our level (maybe)[:D]


Handelsbanken also managed to loose about 1500€ of my money, being transferred from Finland. Now I was suppose to pay my bills and had about 100 kr of money. Well the bank promised to pay all possible cost involved at their mistake, but none came after they found the money was on some account in their main office, because they had managed to note a discrepancy (my forward names were on wrong order because of their mistake) and despite all important informacion like social security number were correct.[:@]




Now does somebody know what is this new thing with IBAN -accountnumbers? It is supposed to ease money transfers between EU nations, but how?